Explore Direct Financing Solutions Tailored to Every Stage of Your Business
- Get started in minutes and secure funding for your business within 24 hours
- Unlock Tailored Financing Solutions Delivered Directly by Upwise Capital
- Work with experts who guide you through the each step of the funding process
Apply Today and Discover Your Funding Options
Compare Small Business Funding Options
Unlock financing solutions designed for your unique business needs
Loan Amount
$10K – $500K
Business Line of Credit
Tap into revolving funds and pay interest only on the amount you use.
Speed
As fast as 24hrs
Interest Rate
7-25%
Loan Amount
$5K – $500K
Short Term Loan
Use funds to cover unexpected expenses, navigate downturns, fund short-term projects, or seize new opportunities.
Speed
As fast as same day
Interest Rate
7-25%
Loan Amount
$25K – $20M
Business Term Loan
A term loan offers upfront capital repaid in scheduled payments over a predetermined term.
Speed
As fast as 2 days
Interest Rate
6-27%
Loan Amount
Up to $5M
SBA Loan
Apply for SBA loan options, including 7a, 504, and Express, to meet your business financing needs.
Speed
1-3 months
Interest Rate
Prime+
Loan Amount
$5K – $5M
Equipment Financing
Access equipment financing for all your business needs, across multiple industries and equipment types.
Speed
As fast as 2 days
Interest Rate
As low as 4.59%
Loan Amount
$5K – $20M
Business Cash Advance
A cash advance provides quick funding by advancing against future revenue, with repayment through a set percentage.
Speed
As soon as 24hrs
Factor Rate
1.10 – 1.39
Loan Amount
$100K – $10M
Account Receivable Financing
Convert receivables or purchase orders into immediate cash to support ongoing operations.
Speed
As fast as 24hrs
Interest Rate
As low As 3%
Loan Amount
$150K – $200M
Real Estate Financing
Unlock funding for real estate projects with flexible, tailored solutions to fit your investment strategy.
Speed
As fast as 2 weeks
Interest Rate
As low as 6%
Loan Amount
$5K – $10M
Working Capital
Get access to working capital designed to support operations, growth, and unplanned expenses.
Speed
As soon as 24hrs
Factor Rate
1.10-1.36
Loan Amount
$50K – $10M
Invoice Financing
Turn outstanding invoices into immediate cash and keep your cash flow running smoothly.
Speed
As fast as same day
Interest Rate
7-25%
Loan Amount
$10K – $2M
Licensed Business Professional
Designed for licensed professionals like accountants, lawyers, and architects, this financing supports expenses, expansion, and new opportunities
Speed
As fast as 24hrs
Interest Rate
7-25%
Loan Amount
$5K – $20M
Bad Credit Business Loans
Even with less-than-perfect credit, these loans help businesses secure funding and create new opportunities for growth.
Speed
As soon as 24hrs
Interest Rate
As low as 18%
Why Businesses Choose Upwise for Financing
Easy application, fast process
Apply in just 15 minutes and start your funding process fast. Most applicants receive a decision within hours, choose their terms, and may receive funds in as little as 24 hours.
Choose wisely for your business funding
Every applicant is matched with a dedicated funding advisor who takes the time to understand your business and guide you through the process
Get access to diverse financing solutions
By offering a full suite of financing options, Upwise provides faster decisions and a more precise funding fit
How it Works: Simple Steps to Get Funded
Fast & Easy Approval Process.
GET STARTED
STEP 3
Get your funds
Agree to terms once and receive capital quickly, without delays or third-party friction.
STEP 2
Compare your options
We present the right financing structures, so you can choose confidently.
STEP 1
Apply in minutes
Fill out our easy application to see what you qualify for.
Committed to finding the right business loan options for you
What truly set Mike apart was his honesty. He reviewed multiple lender options with me in a fair, transparent way, walking me through the pros and cons of each and helping me understand every angle. He encouraged me to move forward only with what felt right for my business, never once making me feel pressured to choose him or Upwise. That level of professionalism is rare.
Mike also worked hard to build genuine personal rapport — something no other representative I spoke with did. He took the time to understand my business, explored different paths, and made sure I felt confident and comfortable throughout the decision-making process.
The follow-up from Mike and every member of his team has been above and beyond anything I’ve experienced with other lenders. Every interaction feels thoughtful, client-focused, supportive and most important- genuine. I’m incredibly grateful for the experience and would confidently recommend Mike to anyone looking for a knowledgeable, ethical, and truly client-first lending partner.
Update: Leo contacted me, and after basically insulting me concerning their prior behavior, I decided to let them run my application. After being ghosted for the day, they finally came back and denied due to another loan my business was involved in. These people get their feelings hurt way to easy to be in this business. I would not recommend this company to anyone.
Upwise
Our wide range of products allows us to match you with the right small business financing for your business.
Requirements to Qualify
Check your eligibility for minimum working capital requirements.
Instantly match with short and long term funding options
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